A credit score is a number that reflects how likely you are to keep up with the payments on your credit agreements. It’s a quick and simple way for you to get an indication of your overall credit worthiness.
The higher the score the more likely you are to be accepted when you apply for credit, and at the best rates. A low score may mean you have had problems in the past, which could affect whether you get credit in the future. You can review the details in your credit report to see what has affected your score and how you could improve it in the future. Your score can change regularly so by checking your credit report you can see if the actions you take are having a positive impact.
At Credit Compass we know that credit scores can be difficult to understand. So to help you we also provide you with a Credit Rating from 1 to 5 so that you can easily see where you stand compared to the rest of the population.
Your credit score and rating are updated daily, so you can immediately see the impact of any new data which is sent to us from lenders.
As well as your Credit Score and Rating, Credit Compass will provide you with Identity theft Alerts
A monthly fee of £14.95 applies. Your first monthly payment will be taken 15 days after you register for your Credit Compass credit report.